Lawsuit May Determine Who Owns a Twitter Account

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Source: www.nytimes.com --- Sunday, December 25, 2011
A lawsuit filed this summer could answer the growing question of whether a company can claim ownership of an employee?s social media account. ...

Source: http://feeds.nytimes.com/click.phdo?i=0c53272b1d7a27862f7de7ebbd6c7988

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College football: Heisman Trophy winner Robert Griffin III gets Baylor security escort

New Mexico Bowl

Temple 37, Wyoming 15

Famous Idaho Potato Bowl

Ohio 24, Utah State 23

New Orleans Bowl

Louisiana-Lafayette 32, San Diego State 30

Beef ‘O’ Brady’s Bowl

Marshall 20, FIU 10

Poinsettia Bowl

TCU 31, Louisiana Tech 24

MAACO Bowl

Boise St. 56, Arizona State 24

Hawaii Bowl

Southern Miss 24, Nevada 17

Independence Bowl

Missouri 41, N. Carolina 28

Tuesday, Dec. 27

Little Caesars Pizza Bowl

At Detroit

Western Michigan (7-5) vs. Purdue (6-6), 2:30 p.m. (ESPN2)

Belk Bowl

At Charlotte, N.C.

North Carolina State (7-5) vs. Louisville (7-5), 6 p.m. (ESPN)

Wednesday, Dec. 28

Military Bowl

At Washington

Air Force (7-5) vs. Toledo (8-4), 2:30 p.m. (ESPN)

Holiday Bowl

At San Diego

Texas (7-5) vs. California (7-5),6 p.m. (ESPN)

Thursday, Dec. 29

Champs Sports Bowl

At Orlando, Fla.

Florida State (8-4) vs. Notre Dame (8-4), 3:30 p.m. (ESPN)

Alamo Bowl

At San Antonio

Baylor (9-3) vs. Washington (7-5), 7 p.m. (ESPN)

Friday, Dec. 30

Armed Forces Bowl

At Dallas

Tulsa (8-4) vs. BYU (9-3),10 a.m. (ESPN)

Pinstripe Bowl

At Bronx, N.Y.

Rutgers (8-4) vs. Iowa State(6-6), 1:30 p.m. (ESPN)

Music City Bowl

At Nashville, Tenn.

Mississippi State (6-6) vs. Wake Forest (6-6), 4:40 p.m. (ESPN)

Insight Bowl

At Tempe, Ariz.

Oklahoma (9-3) vs. Iowa (7-5), 8 p.m. (ESPN)

Saturday, Dec. 31

Meineke Car Care Bowl

At Houston

Texas A&M (6-6) vs. Northwestern (6-6), 10 a.m. (ESPN)

Sun Bowl

At El Paso, Texas

Georgia Tech (8-4) vs. Utah(7-5), noon (Ch. 2)

Liberty Bowl

At Memphis, Tenn.

Vanderbilt (6-6) vs. Cincinnati (9-3), 1:30 p.m. (ESPN)

Fight Hunger Bowl

At San Francisco

UCLA (6-7) vs. Illinois (6-6),1:30 p.m. (ESPN)

Chick-fil-A Bowl

At Atlanta

Virginia (8-4) vs. Auburn (7-5), 5:30 p.m. (ESPN)

Monday, Jan. 2

TicketCity Bowl

At Dallas

Penn State (9-3) vs. Houston (12-1), 10 a.m. (ESPNU)

Capital One Bowl

At Orlando, Fla.

Nebraska (9-3) vs. South Carolina (10-2), 11 a.m. (ESPN)

Outback Bowl

At Tampa, Fla.

Georgia (10-3) vs. Michigan State (10-3), 1 p.m. (Ch. 4)

Gator Bowl

At Jacksonville, Fla.

Florida (6-6) vs. Ohio State(6-6), 11 a.m. (ESPN2)

Rose Bowl

At Pasadena, Calif.

Oregon (11-2) vs. Wisconsin (11-2), 3 p.m. (ESPN)

Fiesta Bowl

At Glendale, Ariz.

Stanford (11-1) vs. Oklahoma State (11-1), 6:30 p.m. (ESPN)

Tuesday, Jan. 3

Sugar Bowl

At New Orleans

Michigan (10-2) vs. Virginia Tech (11-2), 6 p.m. (ESPN)

Wednesday, Jan. 4

Orange Bowl

At Miami

West Virginia (9-3) vs. Clemson (10-3), 6 p.m. (ESPN)

Friday, Jan. 6

Cotton Bowl

At Arlington, Texas

Kansas State (10-2) vs. Arkansas (10-2), 6 p.m. (Ch. 13)

Saturday, Jan. 7

BBVA Compass Bowl

At Birmingham, Ala.

Pittsburgh (6-6) vs. SMU (7-5), 10 a.m. (ESPN)

Sunday, Jan. 8

GoDaddy.com Bowl

At Mobile, Ala.

Arkansas St.(10-2) vs. Northern Illinois (10-3), 7 p.m. (ESPN)

Monday, Jan. 9

BCS National Championship

At New Orleans

LSU (13-0) vs. Alabama (11-1), 6:30 p.m. (ESPN)

-->

At a glance

New Mexico Bowl

Temple 37, Wyoming 15

Famous Idaho Potato Bowl

Ohio 24, Utah State 23

New Orleans Bowl

Louisiana-Lafayette 32, San Diego State 30

Beef ?O? Brady?s Bowl

Marshall 20, FIU 10

Poinsettia Bowl

TCU 31, Louisiana Tech 24

MAACO Bowl

Boise St. 56, Arizona State 24

Hawaii Bowl

Southern Miss 24, Nevada 17

Independence Bowl

Missouri 41, N. Carolina 28

Tuesday, Dec. 27

Little Caesars Pizza Bowl

At Detroit

Western Michigan (7-5) vs. Purdue (6-6), 2:30 p.m. (ESPN2)

Belk Bowl

At Charlotte, N.C.

North Carolina State (7-5) vs. Louisville (7-5), 6 p.m. (ESPN)

Wednesday, Dec. 28

Military Bowl

At Washington

Air Force (7-5) vs. Toledo (8-4), 2:30 p.m. (ESPN)

Holiday Bowl

At San Diego

Texas (7-5) vs. California (7-5),6 p.m. (ESPN)

Thursday, Dec. 29

Champs Sports Bowl

At Orlando, Fla.

Florida State (8-4) vs. Notre Dame (8-4), 3:30 p.m. (ESPN)

Alamo Bowl

At San Antonio

Baylor (9-3) vs. Washington (7-5), 7 p.m. (ESPN)

Friday, Dec. 30

Armed Forces Bowl

At Dallas

Tulsa (8-4) vs. BYU (9-3),10 a.m. (ESPN)

Pinstripe Bowl

At Bronx, N.Y.

Rutgers (8-4) vs. Iowa State(6-6), 1:30 p.m. (ESPN)

Music City Bowl

At Nashville, Tenn.

Mississippi State (6-6) vs. Wake Forest (6-6), 4:40 p.m. (ESPN)

Insight Bowl

At Tempe, Ariz.

Oklahoma (9-3) vs. Iowa (7-5), 8 p.m. (ESPN)

Saturday, Dec. 31

Meineke Car Care Bowl

At Houston

Texas A&M (6-6) vs. Northwestern (6-6), 10 a.m. (ESPN)

Sun Bowl

At El Paso, Texas

Georgia Tech (8-4) vs. Utah(7-5), noon (Ch. 2)

Liberty Bowl

At Memphis, Tenn.

Vanderbilt (6-6) vs. Cincinnati (9-3), 1:30 p.m. (ESPN)

Fight Hunger Bowl

At San Francisco

UCLA (6-7) vs. Illinois (6-6),1:30 p.m. (ESPN)

Chick-fil-A Bowl

At Atlanta

Virginia (8-4) vs. Auburn (7-5), 5:30 p.m. (ESPN)

Monday, Jan. 2

TicketCity Bowl

At Dallas

Penn State (9-3) vs. Houston (12-1), 10 a.m. (ESPNU)

Capital One Bowl

At Orlando, Fla.

Nebraska (9-3) vs. South Carolina (10-2), 11 a.m. (ESPN)

Outback Bowl

At Tampa, Fla.

Georgia (10-3) vs. Michigan State (10-3), 1 p.m. (Ch. 4)

Gator Bowl

At Jacksonville, Fla.

Florida (6-6) vs. Ohio State(6-6), 11 a.m. (ESPN2)

Rose Bowl

At Pasadena, Calif.

Oregon (11-2) vs. Wisconsin (11-2), 3 p.m. (ESPN)

Fiesta Bowl

At Glendale, Ariz.

Stanford (11-1) vs. Oklahoma State (11-1), 6:30 p.m. (ESPN)

Tuesday, Jan. 3

Sugar Bowl

At New Orleans

Michigan (10-2) vs. Virginia Tech (11-2), 6 p.m. (ESPN)

Wednesday, Jan. 4

Orange Bowl

At Miami

West Virginia (9-3) vs. Clemson (10-3), 6 p.m. (ESPN)

Friday, Jan. 6

Cotton Bowl

At Arlington, Texas

Kansas State (10-2) vs. Arkansas (10-2), 6 p.m. (Ch. 13)

Saturday, Jan. 7

BBVA Compass Bowl

At Birmingham, Ala.

Pittsburgh (6-6) vs. SMU (7-5), 10 a.m. (ESPN)

Sunday, Jan. 8

GoDaddy.com Bowl

At Mobile, Ala.

Arkansas St.(10-2) vs. Northern Illinois (10-3), 7 p.m. (ESPN)

Monday, Jan. 9

BCS National Championship

At New Orleans

LSU (13-0) vs. Alabama (11-1), 6:30 p.m. (ESPN)

Source: http://www.sltrib.com/sltrib/sports/53185023-77/bowl-espn-state-6-6.html.csp

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Florida Class D Security Curriculum



Safety, Protection and Training Forum for self-protection, also issues of training, safety, fitness, and incident liability

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Location: Montreal borough of Verdun, Quebec, Canada

Posts: 5,146


N.A. Corbier is our expert on Security in Florida. He was (is?) the mderator here but does not post often lately. If he doesn't answer I suggest you try sending him a PM.

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Source: http://forums.securityinfowatch.com/showthread.php?t=11648&goto=newpost

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Bengals trying hard to sell out final game

FILE - In this Dec. 24, 2011, file photo, Cincinnati Bengals fans display signs during the second half of an NFL football game against the Arizona Cardinals, in Cincinnati. Only 41,273 fans showed up on a sunny, 38-degree afternoon to watch the breakthrough victory Saturday. Players buoyed by the chance to make the playoffs wasted no time lobbying for an audience. (AP Photo/Darron Cummings, File)

FILE - In this Dec. 24, 2011, file photo, Cincinnati Bengals fans display signs during the second half of an NFL football game against the Arizona Cardinals, in Cincinnati. Only 41,273 fans showed up on a sunny, 38-degree afternoon to watch the breakthrough victory Saturday. Players buoyed by the chance to make the playoffs wasted no time lobbying for an audience. (AP Photo/Darron Cummings, File)

(AP) ? Hot dogs, cotton candy, hot chocolate and water. The Bengals offered refreshments Monday to fans who lined up for a ticket promotion aimed at filling Paul Brown Stadium for the final game.

The Bengals made a buy-one, get-one-free offer to season ticket holders for the final regular season game Sunday. Cincinnati (9-6) would clinch a wild card playoff berth by beating the Baltimore Ravens (11-4).

The challenge is to fill the 65,500-seat stadium, which has been one-third empty for most games this season. The Bengals have sold out only one home game, when Pittsburgh brought thousands of fans.

Cincinnati sold 41,273 tickets for its victory over Arizona on Saturday that gave the Bengals only their third winning record in the last 21 years. Fans are upset over the franchise's dismal showing and ownership's reluctance to change.

The team sold a "couple thousand" tickets Monday morning, said Jeff Berding, the team's director of ticket sales.

"We have a lot of tickets to sell," Berding said. "The response has been great."

If the team doesn't sell out with this promotion restricted to season ticket holders, it will consider a discount offer to the public.

After Saturday's win, Bengals players practically begged fans to fill the stadium for the final game.

"We had a very enthusiastic stadium last week," coach Marvin Lewis said Monday. "I tell these guys, 'I can't wait to see us play.' I think people that haven't seen us play in person will have a good time. We'll do some incredible things. We'll do some things I wish we didn't quite do, I'll tell you that. But we'll do some incredible things. It will be a good football game."

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/347875155d53465d95cec892aeb06419/Article_2011-12-26-FBN-Bengals-Tickets/id-6bd071f5ab9b42ba8a233ec1aa9ddb17

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Bengals beat Cardinals 23-16, stay in contention

Cincinnati Bengals wide receiver Jerome Simpson (89) flips over Arizona Cardinals linebacker Daryl Washington (58) for a touchdown in the first half of an NFL football game, Saturday, Dec. 24, 2011, in Cincinnati. (AP Photo/Darron Cummings)

Cincinnati Bengals wide receiver Jerome Simpson (89) flips over Arizona Cardinals linebacker Daryl Washington (58) for a touchdown in the first half of an NFL football game, Saturday, Dec. 24, 2011, in Cincinnati. (AP Photo/Darron Cummings)

Cincinnati Bengals wide receiver Jerome Simpson (89) celebrates after scoring a touchdown against Arizona Cardinals linebacker Daryl Washington (58) during the first half of an NFL football game, Saturday, Dec. 24, 2011, in Cincinnati. (AP Photo/Darron Cummings)

Arizona Cardinals wide receiver Early Doucet kneels in the end zone after missing a touchdown catch in the second half of an NFL football game against the Cincinnati Bengals, Saturday, Dec. 24, 2011, in Cincinnati. Cincinnati won 23-16. (AP Photo/David Kohl)

In this combo of photos, Cincinnati Bengals wide receiver Jerome Simpson (89) flips over Arizona Cardinals linebacker Daryl Washington (58) for a touchdown in the first half of an NFL football game, Saturday, Dec. 24, 2011, in Cincinnati. (AP Photo/Darron Cummings)

Cincinnati Bengals cornerback Nate Clements (22) celebrates after making an interception against the Arizona Cardinals in the first half of an NFL football game, Saturday, Dec. 24, 2011, in Cincinnati. (AP Photo/Tony Tribble)

(AP) ? The stadium was only two-thirds full again. The Cardinals were on another one of their incredible comebacks, threatening to derail the Cincinnati Bengals' surprising playoff surge.

A pair of tangled up feet made the difference.

The Bengals moved one win away from the playoffs Saturday, holding on for a 23-16 victory over Arizona that secured only their third winning record in the past 21 years.

Cincinnati (9-6) can clinch the final AFC wild card berth by beating Baltimore at Paul Brown Stadium next Sunday. The Bengals moved a game ahead of the Jets, who fell to 8-7 with a 29-14 loss to the Giants on Saturday.

"It's been a big year for me and for this team," rookie quarterback Andy Dalton said. "It's something we believed we had a chance to do. We weren't getting much credit from outside. We'll find out next week."

Dalton threw two more touchdown passes, becoming only the fourth rookie to have 20 in a season, and Cincinnati got a break when the NFL's top comeback team tripped itself up in the closing minutes.

Wide-open receiver Early Doucet tripped at the goal line and went down, letting a fourth-down pass fall incomplete with 1:12 left. The Cardinals (7-8) got the ball one more time, but the clock ran out after a completion.

A few minutes later, the Jets' loss put the Bengals in position to reach the playoffs. New York would have won the tiebreaker if both teams won out.

"We started this quite a while ago ? seems like just yesterday," coach Marvin Lewis said. "But now we're right where we want to be at the end."

Their rookie quarterback put them in position.

Dalton threw an 11-yard touchdown pass to Jermaine Gresham and a 19-yarder to Jerome Simpson, who did a somersault over a defender and landed on both feet in the end zone.

Dalton joined Peyton Manning (26), Charlie Conerly (22) and Dan Marino (20) as the only NFL rookies to throw 20 touchdown passes.

Down 23-0 heading into the fourth quarter, the NFL's best comeback team nearly pulled off its most improbable one yet. Arizona took advantage of Cedric Benson's two fumbles, getting a pair of touchdown passes by John Skelton and Jay Feely's field goal with 3:16 left.

The Cardinals then had their chance to pull even. The Bengals ran an all-out blitz on fourth down from the Cincinnati 17-yard line, and Doucet wound up uncovered at the goal line. Skelton lofted the ball into the end zone, but Doucet tripped and fell.

"It was a blitz and nobody was there," Doucet said. "It was one of those deals where I hadn't hooked it up and my feet got tangled. It's a play I should've made. It was my fault. That's a play I normally make."

The Cardinals had their four-game winning streak snapped and were eliminated from playoff contention.

Cincinnati's defense dominated the first three quarters. Arizona didn't cross midfield until Skelton completed a pass with 13:25 to go, but piled up 208 yards in the final quarter.

Skelton started for the second consecutive week in place of Kevin Kolb, who hasn't fully recovered from a concussion. Skelton was 23 of 44 for 297 yards with three interceptions and five sacks that helped the Bengals get the 23-0 lead.

It could have been worse. Mike Nugent, the NFL's most accurate kicker, missed field goals of 35 and 48 yards in the first half.

Arizona has rallied from fourth-quarter deficits six times this season, one shy of the NFL record. The Cardinals have won three games in overtime, tying the league record.

They couldn't do it one more time.

"Yeah, we're a second-half team," Skelton said. "That's how it has been all year. But in the end, it was too little, too late."

Dalton was 18 of 31 for 154 yards and two touchdowns on a sunny, 39-degree afternoon in front of only 41,273 fans. The Bengals have sold out only one of their seven home games, when the Steelers brought thousands of fans.

Dalton's second touchdown pass had a highlight finish.

Simpson got open for a catch-and-run to the goal line. With Daryl Washington between him and the end zone, Simpson jumped and twirled past the linebacker, landing on both feet in the end zone and raising both arms like a triumphant gymnast.

"One of the key parts for me was I stuck the landing," Simpson said. "I stuck the landing like a gymnast. That was probably one of the most surprising of all the plays in my career. It was pretty awesome, I thought."

For most of the game, the Cardinals couldn't do anything right. Rookie cornerback Patrick Peterson picked off a Dalton pass in the third quarter, but the interception was nullified by Arizona's second roughing-the-passer penalty of the game.

Worse, Peterson hurt his left hamstring on the play, pulling up on the return. The first-round pick left the game and didn't return. He wore a protective boot after the game.

"He's got a strain, it's not a tear," coach Ken Whisenhunt said. "We're fortunate that it doesn't appear to anything long term."

Notes: Beanie Wells became the first Cardinal to run for 1,000 yards and 10 touchdowns in a season. ... After the game, the Bengals made a buy-one, get-one-free offer to season ticket holders, trying to fill the stadium for the final game. ... A.J. Green, playing with a strained right shoulder, had two catches for 25 yards. He passed Cris Collinsworth's club record for a rookie with 1,013 yards on the season.

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/347875155d53465d95cec892aeb06419/Article_2011-12-24-FBN-Cardinals-Bengals/id-f7b6a4db93624aec908d3d9660903a6d

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Nigerian blasts mar pope's Christmas peace appeal (AP)

VATICAN CITY ? Pope Benedict XVI issued pleas for peace to reign across the world during his traditional Christmas address Sunday, a call marred by Muslim extremists who bombed a Catholic church in Nigeria, striking after worshippers celebrated Mass.

The assault on the Catholic church left 35 dead in Madalla, near the Nigerian capital. A failed bombing also occurred near a church in the city of Jos, followed by a shooting that killed a police officer. The blast came a year after a series of Christmas Eve bombs in Jos claimed by Islamist militants killed 32.

Benedict didn't refer explicitly to the Nigerian bombings in his "Urbi et Orbi" speech, Latin for "to the city and to the world" in which he raises alarm about world hotspots. But in a statement, the Vatican called the attacks a sign of "cruelty and absurd, blind hatred" that shows no respect for human life.

Elsewhere, Christmas was celebrated with the typical joy of the season: In Cuba, Catholics had plenty to cheer as they prepared for Benedict's March arrival, the first visit by a pontiff to the Communist-run island since John Paul II's historic tour nearly 14 years ago.

"We have faith in God that we will be allowed to have this treat," said Rogelio Montes de Oca, 72, as he stood outside the Cathedral in Old Havana. "Not every country will have the chance to see him physically and receive his blessing."

And in the Holy Land, pilgrims and locals alike flocked to Jesus' traditional birthplace in numbers not seen since before the Palestinian uprising over a decade ago, despite lashing rains and wind.

"We wanted to be part of the action," said Don Moore, 41, a psychology professor from Berkeley, California, who came to Bethlehem with his family. "This is the place, this is where it all started. It doesn't get any more special than that."

The holy town of Bethlehem is no stranger to violence. Like the rest of the West Bank, it fell on hard times after the Palestinian uprising against Israeli occupation broke out in late 2000.

But as the violence has subsided, tourists have returned in large numbers. On Saturday, turnout for Christmas Eve festivities in Bethlehem was at its highest since the uprising began driving tourists away. An estimated 100,000 visitors streamed into Manger Square on Christmas Eve, up from 70,000 the previous year, according to the Israeli military's count.

The Holy Land and the entire Mideast were very much on Benedict's mind as he delivered his Christmas speech from the the sun-drenched loggia of St. Peter's Basilica. The 84-year-old pontiff appeared in fine form, just hours after celebrating a two-hour long Christmas Eve Mass that ended around midnight.

"May the Lord come to the aid of our world torn by so many conflicts which even today stain the earth with blood," Benedict said.

He said he hoped that the birth of Jesus, which Christmas celebrates, would send a message to all who need to be saved from hardships: that Israelis and the Palestinians would resume peace talks and that there would be an "end to the violence in Syria, where so much blood has already been shed."

He called for international assistance for refugees from the Horn of Africa and flood victims in Thailand, among others, and urged greater political dialogue in Myanmar, and stability in Iraq, Afghanistan and Africa's Great Lakes region, which includes Congo, Uganda and Rwanda.

After his speech, Benedict delivered Christmas greetings in 65 different languages, from Mongolian to Maori, Aramaic to Albanian, Tamil to Thai. He finished the list with Guarani and Latin, as the bells tolled from St. Peter's enormous bell towers.

In the piazza below, thousands of jubilant tourists and pilgrims, and hundreds of colorful Swiss Guards and Italian military bands mingled around the Vatican's giant Christmas tree and larger-than-life sized nativity scene.

In the U.K., the leader of the world's Anglicans, the Archbishop of Canterbury, said the summer riots in Britain and the financial crisis had abused trust in British society.

In his Christmas Day sermon, Rowan Williams appealed to those congregated at Canterbury Cathedral to learn lessons about "mutual obligation" from the events of the past year. He said Sunday that "the most pressing question" now facing Britain is "who and where we are as a society."

"Bonds have been broken, trust abused and lost," he said.

Britain's royal family, meanwhile, celebrated Christmas with one notable absence. Queen Elizabeth II's husband Prince Philip remained hospitalized after having a coronary stent put in after doctors determined the heart pains that sent him to the hospital on Friday were caused by a blocked artery.

Elizabeth's annual Christmas message dealt with the theme of family. The message was recorded Dec. 9, before Philip went into the hospital.

Wearing a festive red dress, the Queen said that the importance of family was driven home by the marriages of two of her grandchildren this year. Elizabeth spoke of the strength family can provide during times of hardship and how friendships are often formed in difficult times.

She pointed to the Commonwealth nations as an example that family "does not necessarily mean blood relatives but often a description of a community."

And in the United States, members of the loose-knit hacking movement known as "Anonymous" claimed to have stolen a raft of e-mails and credit card data from U.S. security think tank Stratfor, promising a weeklong Christmas-inspired assault on targets including the U.S. Army, the U.S. Air Force, Goldman Sachs and MF Global.

The group has previously claimed responsibility for attacks on companies such as Visa, MasterCard and PayPal, as well as others in the music industry and the Church of Scientology.

___

Jon Gambrell in Lagos, Nigeria, Dalia Nammari in Bethlehem, Paul Haven in Havana and Cassandra Vinograd in London contributed.

Source: http://us.rd.yahoo.com/dailynews/rss/topstories/*http%3A//news.yahoo.com/s/ap/20111225/ap_on_re_eu/world_christmas

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Increase your Chances of Getting the Cheapest Car Insurance ...

Finding a cheap car insurance policy is a must for most drivers. This is mainly because car auto insurance premiums are continuously on the rise, with the rates changing and increasing every year. While some people may think that paying for a cheaper rate on a policy means that its quality is compromised, this is not always the case. In fact, there are now numerous car insurance service providers competing with one another to provide the cheapest car insurance premiums to their policy holders.

There are several ways that you can do in order to increase your chances of finding the best yet the cheapest auto insurance policy that meets all of your driving insurance needs. You need to understand that vehicle insurance providers base their rates on several factors. Understanding how a particular insurance company determines the monthly premiums that you would need to make will not only help you save a lot of money, but will provide you with the coverage that you need in the event that you are involved in a car accident.

Compare the Packages and the Premiums being Offered by Several Car Insurance Companies

In order for you to find the cheapest auto insurance premiums, you need to compare the rates being offered by several insurance providers. What a lot of people do not know is that there are no two auto insurance companies that offer the same rate, even for the same types of coverage, the same car owner, and the same type of car. This means that you should take time to check out the different packages and the different rates associated with each policy. This will provide you with the chance to find out the cheapest car insurance that is comprised of the best and the most useful types of coverage.

Shop Around for Auto Insurance Quotes using Comparison Websites

Finding the cheapest auto insurance premium has been made a lot easier by the World Wide Web. Most vehicle insurance companies now have their own websites that you can visit in order to get free car insurance quotes. However, you can make things a lot easier by going to recommended auto insurance quote comparison websites. These websites are designed to provide you with a list of the top vehicle insurance companies operating within your area. The best thing about these websites is that their database is comprised of companies that offer the cheapest car insurance premiums.

While there are a lot of car owners who allow their insurance providers to renew their contract once it expires, this is not always a good thing. Even if what you signed up for during that time was the cheapest auto insurance policy, the rate of this premium might have already changed over the past few months. This is why a lot of drivers end up having to pay more since they did not take a closer look at their current policy before allowing their provider to renew their contract. Regularly comparing rates is important if you want to keep paying for the cheapest car insurance.

This entry was posted in Auto Insurance. Bookmark the permalink.

Source: http://cheapestcarautoinsurance.com/auto-insurance/increase-your-chances-of-getting-the-cheapest-car-insurance-policy/

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Congress poised to pass payroll tax cut deal (Reuters)

(Reuters) ? Congress, after months of bitter fighting, is poised on Friday to pass a payroll tax cut extension that President Barack Obama argues is vital to the health of the economy.

The legislation would continue for two months a 4.2 percent payroll tax rate that otherwise would expire on December 31 and ratchet up to 6.2 percent for 160 million American workers.

"I congratulate members of Congress for ending the partisan stalemate," said Obama.

House of Representatives Speaker John Boehner yielded to pressure from Democrats and his party and agreed, with minor changes, to allow a vote on a bill passed by the Senate last week with bipartisan support.

Boehner acknowledged the opposition that he faced in initially opposing the measure.

"It may not have been politically the smartest thing in the world," Boehner told reporters late on Thursday. But he said his fellow House Republicans "waged a good fight."

Obama said: "Because of this agreement, every working American will keep his or her tax cut - about $1,000 for the average family" over the course of a year.

The two-month deal between Democrats and Republicans in the Senate and House comes after they were unable to agree on ways to offset the costs of a full-year extension.

If both chambers approve the two-month extension on Friday, a new round of negotiations would begin in January to add 10 more months to the measure.

Some last-minute roadblocks could still occur. If any member of Congress objects to a fast vote on Friday, passage of the two-month extension would be delayed, probably until next week.

It was unclear whether any restive conservative Republicans in the House might object to a voice vote, forcing Boehner to schedule a roll-call vote in coming days.

But either way, the legislation is expected to eventually be approved by Congress and sent to Obama to sign into law before the December 31 deadline.

Last Saturday, the Senate approved the two-month extension in a strong, bipartisan vote. But House conservatives, challenging Boehner, said they would not go along. Instead, they pushed for a year-long extension, despite earlier opposition to any renewal of the payroll tax cut.

Their maneuvers led some Democrats to suspect that Republicans were simply trying to kill the measure.

House Republicans all week insisted on a 12-month payroll tax extension. But Democrats did not budge, arguing that the two-month compromise hammered out in the Senate must first be approved to ensure no lapse in the lower rate. Then, they said, negotiations could continue.

But with opposition to the House Republicans mounting every day - from Senate Republicans lawmakers to conservative commentators and outside political advisors, Boehner saw no alternative but to relent.

Besides extending the payroll tax cut for two months, the legislation also temporarily continues some unemployment benefits that were set to expire in coming weeks and avoids a cut in payments to doctors who treat elderly patients in the government-backed Medicare health insurance program.

In one victory for Republicans, the legislation has a provision aimed at forcing a quick decision by Obama on the Keystone XL pipeline project that would run from Canada to the Texas coast.

(Editing by Paul Simao)

Source: http://us.rd.yahoo.com/dailynews/rss/obama/*http%3A//news.yahoo.com/s/nm/20111223/ts_nm/us_usa_taxes

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